The Standard Contract Paragraph by Paragraph

Paragraph number
Term of Interest
Intro:





The date of the contract
The seller's name
The seller's residence address
The Buyer's name
The Buyer's residence address
¶1:


Condominium unit number
Name of the condominium building
Percentage of interest in common elements of the unit

¶2:
Personal property included from the sale
Personal property excluded from the sale
¶3:
Purchase price
Amount of downpayment (usually 10%)
Amount due at closing (usually 90%)
Types of acceptable checks
¶4:


Closing date (usually tentative)
Closing location (usually office of seller's counsel or attorney for buyer's bank)
¶5:


Monthly common charges on the unit
Pending (monthly) assessments on the unit
Real estate taxes on the unit
¶6:

Documents to be provided at closing by seller
Documents to be provided at closing by buyer
¶7:
Formula for allocating certain adjustments at closing
¶8:
Surrender by the Board of Managers of its right of first refusal (e.g. waiver of Board's right to purchase instead of buyer)
¶9:
Condominium fees payable by seller upon sale
¶10:
Purchaser's acknowledgement that the condominium documentation is satisfactory
¶11:
Delivery of possession (vacant, broom clean, no tenants) by seller at closing
¶12:
Buyer's right of inspection during contract period
¶13:

Seller's remedies upon buyer's default
Buyer's remedies upon seller's default
¶14:
Method of giving legal notice to other party
¶15:
Buyer's lien on unit for downpayment amount
¶16:
Escrow provided for buyer's downpayment
¶17:
NYS Gains tax -- seller's obligation
¶18:
Federal tax clause (IRC §1445)
¶19:
Nature of acceptable title
¶20:
Allocation of risk of loss by fire or other casualty between contract and closing date
¶21:
IRS requirements
¶22:
Identity of any broker and seller's agreement to pay broker's fee
¶23:





Buyer's right to cancel if buyer fails to get written mortgage contract from institutional lender within specified deadline
Amount of loan
Maximum initial interest rate
Deadline for buyer to obtain commitment
Deadline for buyer to cancel if loan commitment is not obtained
¶24:
Contract is gender neutral
¶25:
The contract is the whole agreement and no terms are included except those which appear in writing
¶26:
The paragraph headlines are reference tools only
¶27:
The buyer may not assign (i.e. "flip") the contract, without seller's consent
¶28:
The contract is binding upon the legal successors to each party
¶29:
The contract may not be changed orally ... but only by a subsequent signed writing.
¶30:
The contract does not commence existence until signed by both parties.
Signature area:


Seller's social security number
Buyer's social security number
Name of bank where escrow fund will be deposited by Seller's attorney
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